Program Benefits

Redeem Points - Yes

Recognize yourself or your clients with your choice of more than 300 products, gift certificates and travel opportunities. Select from high-end electronics, to top-quality golf products to the latest in kitchen appliances. You can also choose to donate to one of the charitable organizations designated as a Charity Reward.

  • Merchandise - Select from over 300 items such as large screen TVs, office equipment, home décor items, household appliances, travel accessories, jewelry, sports equipment, items for children, tools and more. Merchandise redemptions must be completed online at

  • Travel - You can redeem for airline tickets travelling for business or pleasure. Your points can also be used for hotel bookings, car rentals, cruises, resorts and package tours – the choice is completely yours. A minimum of 10,000 points is required to redeem for travel. If you don't have the full amount in points you can top up your points with cash for the remaining balance. Simply call Destination Rewards at 1-877-214-8603 to redeem your points for travel rewards.

  • Charity - Donate your reward points to one of these charitable organizations:
    Habitat for Humanity, building homes for families in need.
    One Drop Foundation, ensuring everyone has access to water.
    Kids Help Phone, providing 24-hour phone counselling to young people in Canada. Tax Receipts will be issued to you directly by the Charity!
    Charity redemptions must be completed online at

  • Gift Certificates/Cards - Enjoy even more selection when you redeem points for gift certificates/cards
    Gift certificates/cards redemptions must be completed online at

Earning Points:

Funded Mortgage Value Points Earned
Less than $99,999 8,000 points
$100,000 to 199,999 18,000 points
$200,000+ 25,000 points

Annual Recognition
Because RBC values your referral business, we want everyone to win. As we continue to explore ways to recognize your partnership, we are reviewing our annual recognition – stay tuned for updates to come.

Redeem Points - No

As a valued partner of RBC, we want to ensure we are recognizing you regardless of your point earning selection. Similar to the point earning program, you have the opportunity to:

  • Build your Referrals - through our new, innovative, digital tools we are always looking for ways to help clients get in touch with the right professionals and want to ensure we support our partnering professionals.

  • Boost your Marketing - speak with your RBC Mortgage Specialist about our co-branded materials we have available to show we partner with the best.

  • Recognize your Partnership - we want to recognize the value you provide to RBC through our valued RBC exclusive events.

For complete details please refer to the Rules and Regulations.